What will happen if my Smartfolios SIP orders are rejected due to insufficient funds/buying power in my trading account?

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If your Smartfolios SIP order is rejected due to insufficient funds or inadequate buying power in your trading account, the SIP mandate will remain active. Future SIP installments will continue to be triggered and processed on their scheduled dates, even if previous installments were not executed.

For SIPs with a monthly frequency, you have up to 5 days to reprocess a missed or partially executed installment. You can do this by accepting the pending order through any of the following channels:

• Log in to Smartfolios and navigate to My Folios > Recommendations.
• Accept the recommendation received via WhatsApp.
• Reply to the recommendation email containing the SIP order details.
  
  

This allows you to complete missed investment opportunities without affecting the continuity of your SIP.