What is the loan amount extended for Loan Against Securities (LAS)? How many types of securities can be pledged?
The loan amount depends on the securities pledged:
| Product | Loan to Value | Minimum Loan Amount |
|---|---|---|
| Digital Loan Against Shares | Up to 50% | Regular Scheme: Rs. 10,000 Premium Scheme: Rs. 10 lakhs Premium Plus Scheme: Rs. 50 lakhs Festive Scheme: Rs. 5 lakhs |
| Loan Against Shares | Up to 50% | Regular Scheme: Rs. 50,000 Premium Scheme: Rs. 10 lakhs Festive Scheme: Rs. 5 lakhs |
| Loan Against Mutual Funds | Up to 50% | Regular Scheme: Rs. 50,000 Premium Scheme: Rs. 10 lakhs |
| Loan Against Sovereign Gold Bonds | Up to 75% | Rs. 1 lakh |
Digital Loan Against Shares can be availed online provided you have a single holder NSDL demat account. If not, you can submit the required forms at a Geojit branch to make a physical application.
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