I have never invested in any mutual fund. How much would I have earned if I had invested earlier on FundsGenie?

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You can use the SIP Calculator feature under the Investment Calculator on FundsGenie to estimate how much money you could have made if you had invested earlier. 

The SIP Calculator helps you estimate the potential value of your Systematic Investment Plan (SIP) over a selected time period based on an assumed rate of return. It shows how regular monthly investments can grow over time through compounding.

• Go to 'Dashboard'.
• Scroll down to find 'Tools and Calculators'. 
• Tap on the 'SIP' calculator.
• When the calculator opens, the following default values are shown:
  • Monthly SIP Amount: ₹15,000
  • Investment Time Period: 15 years
  • Expected Return Rate: 15% p.a.
    
    These values are for illustration purposes only and can be modified.
• For all input fields in this calculator:
  • You can either:
    • Use the slider, or
    • Manually enter the value
      
  • Entered values must be within the minimum and maximum range shown
  • The selected value is displayed clearly above the slider

  • Any change made updates the calculation instantly

    
    

    
    

Step-by-Step Process

Step 1: Enter Monthly SIP Amount

• Enter the amount you plan to invest every month
• This represents your regular SIP contribution

Step 2: Select Investment Time Period

• Select the number of years you plan to continue the SIP
• This also represents how long you intend to stay invested for this calculation

Step 3: Set Expected Return Rate

• Enter the expected annual rate of return (%)
• This is an assumed rate used only for estimation

Understanding the Results

The circular chart and figures below display:

• Invested Amount – Total amount invested over the SIP period
  
• Estimated Return – Indicative gains based on assumed returns
  
• Total Value – Sum of invested amount and estimated return

These values change dynamically as you adjust the inputs.

Important Notes

• Returns shown are indicative and not guaranteed
• The calculator does not predict actual market performance
• SIP returns may vary depending on market conditions
• This tool is meant for planning and awareness purposes only